Financial Aid

Financial Aid

The Financial Aid office at Gulf Coast State College serves students by providing information and access to financial aid programs. We are committed to high-quality customer service and continually strive to improve the accurate processing of financial aid to students in a fair, consistent, and efficient manner.

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COVID-19 Frequently Asked Questions
Q1: Can I visit the financial aid office in person?

A1:  Exterior doors to the Enrollment Services building will remain locked for the time being. For the most part then students, potential students, and guests will need to make appointments to access face-to-face services, so that we main remain in compliance with the CDC social distancing guidelines.

Accordingly, please email or call (850) 872-3845 to discuss your financial aid questions, comments, or concerns.  If we're unable to resolve your inquiry remotely, then an appointment at the financial aid office can be arranged.

Q2: Is emergency funding available for students?

Q2:  Yes, the U.S. Department of Education (ED) has now provided Gulf Coast with COVID-19 emergency grant funding. These emergency grants are designed to help students cover expenses related to the disruption of campus operations due to COVID-19 (including eligible expenses under a student’s cost of attendance, such as food, housing, course materials, technology, health care, and childcare).  

Certificate or degree-seeking students who've submitted a FAFSA, are enrolled in at least one on-campus class, and are receiving Pell grant will automatically be mailed a COVID-19 emergency grant refund.  Other students who've been impacted by COVID-19 can apply for emergency grant funding by visiting:
Visit  to view ED's "Frequently Asked Questions from Students about the Higher EducationEmergency Relief Student Grants"

Per section 18004(e) of the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), Pub. L. No. 116-136, 134 Stat. 281, and, GCSC's "30-Day Fund Report" can be found online at

Q3: Will incomplete grades impact my financial aid? A3: Incomplete grades may impact your financial aid, so please email from your GCSC account if you have a question about your situation.
Q4: Will I have to pay back my financial aid if I’m unable to complete my courses due to COVID-19? A4: Our faculty will be as flexible and accommodating as possible as we work on finishing the spring semester. We encourage you to contact your instructors, as they may be able to provide you options. If you are receiving federal financial aid (Pell Grant, Direct Loans, etc.) and are unable to complete the semester, current law requires the college to perform a calculation that may result in money being returned to them. For this and other reasons, we encourage you to work with your instructors and do your best to complete as much as possible.
Q5: I am a Federal Work-Study (FWS) student who is unable to work due to COVID-19.  Will I receive a paycheck for the payroll period ending April 20th?

A5: Per the U.S. Department of Education, GCSC will pay FWS students who aren't working due to COVID-19 for payroll #4 (ending 04/20/2020). The amount that FWS students receive will be based upon an average of the last three paychecks they've individually received, minus hours that woudn't have been worked during GCSC's originally planned spring break week.

Q6 Where can I find further updates regarding COVID-19? A6: You can visit:

Meet The Financial Aid Team!

Financial Aid Advisor & Verification Specialist
(850) 913-3286

Financial Aid Systems Specialist
System & Processing Support
(850) 872-3869

Financial Aid Advisor & Verification Specialist
Panama City Campus (Tuesdays & Wednesdays) = (850) 747-3240
Gulf/Franklin Campus (Mondays, Thursdays, & Fridays) = (850) 227-9670 ext. 15519

Financial Aid Specialist
State, Transient, & Campus-Based Funds
(850) 872-3844

Financial Aid Advisor & Verification Specialist
(850) 872-3863

Financial Aid Specialist
Pell Grant, Federal & Private Loans
(850) 873-3517

*Financial aid information will be provided to national origin minority persons with limited English language skills in their native language.  Ms. Backus interprets Spanish and will obtain the assistance of other GCSC employees with the skills necessary to interpret financial aid information in other languages.

*Información sobre la asistencia económica para estudiantes se proporcionará a las personas de origen nacional minoritario con conocimientos limitados en inglés, en su lengua nativa. La Señora Backus interpreta español y si es necesario puede obtener la asistencia de otros empleados de GCSC con habilidades para interpretar la información sobre la asistencia económica para estudiantes en otros idiomas.