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Frequently Asked Questions

Pell Grant:

Each student's Pell grant is determined by their Expected Family Contribution (EFC), cost of attendance, and enrollment status.
No.  My Student Dashboard lists tentative award amounts that are based on full-time enrollment. If you do not take at least 12.0 credit hours per semester, your award will be adjusted based on your enrollment status.
Yes, you may possibly be eligible for summer Pell grant depending on how many credit hours you're enrolled in.
Your Pell Grant should automatically authorize towards your tuition & fee charges within 24 hours of registration.  If your Pell grant does not authorize towards your tuition & fee charges then you need to contact the financial aid office.
You can use Pell grant and other federal funds to pay for your books & supplies as long as you're eligible for disbursement and are expected to receive a refund from your financial aid.
Yes, you must fill out a new Free Application for Federal Student Aid (FAFSA) each October.
NO! It is your responsibility to drop any classes you don’t want to be responsible for during the published drop/add period. If you don’t, you may be responsible for those charges.
The financial aid office begins disbursing financial aid approximately 3-4 weeks after the first day of class each semester.  Those first 3-4 weeks are used to verify enrollment & attendance. 
It depends. You may receive multiple Pell grant disbursements within a single semester if your classes start at different points in time.  For example, Associate of Science in Nursing students often have semesters containing classes with different start dates and the timing of their Pell grant disbursements is affected accordingly.
Credit balance refunds are issued to students by the Business Office according to the refund preference that's been selected via the BankMobile link/app in Lighthouse.

Withdrawals & Grades:

Yes! Please visit the Return to Title IV webpage for more information.
Gulf Coast has resources to help you. Never hesitate to ask your teachers for help. Classmates are often a great resource. There may be tutors and other services available to you.  Talk to Financial Aid and Academic Advising before withdrawing to see if there are other options.
Yes! Every student that receives federal aid (e.g. Pell grant, Stafford Loans, Work-Study) has to make Satisfactory Academic Progress (SAP). Please visit the Satisfactory Academic Progress webpage for more information.

Other Questions:

We are very limited to what we can discuss on the phone unfortunately due to the Family Educational Rights and Privacy Act (FERPA). This is for your own protection, since we cannot verify who someone is over the phone. We prefer that you visit the financial aid office in person instead.  You may also send an email from your GCSC email account to fa@gulfcoast.edu.
No!  Please visit the Loans webpage for more information.

It depends:

  • A course that you are repeating, which has not been previously completed with a passing grade, may count towards enrollment status with regard to the awarding of Title IV funds as long as you are achieving Satisfactory Academic Progress or are on an approved SAP appeal.
  • A course that you are repeating for the first time, after having previously completed with a passing grade once, may count towards enrollment status with regard to the awarding of Title IV funds as long as you are achieving Satisfactory Academic Progress or are on an approved SAP appeal.
  • A course that you are repeating that has already been passed once and already repeated after the first passing grade may not count towards enrollment status with regard to the awarding of Title IV funds.
Gulf Coast State College does not discriminate against any person in its programs, activities, policies or procedures on the basis of race, ethnicity, color, national origin, marital status, religion, age, gender, sex, pregnancy, sexual orientation, gender identity, genetic information, disability, or veteran status. All questions or inquiries regarding compliance with laws relating to non-discrimination and all complaints regarding sexual misconduct or discrimination, may be directed to Lee Wood, Executive Director, Human Resources/Title II/504/Title IX Coordinator and Employment Equity Officer, Gulf Coast State College, 5230 W. US Highway 98, Panama City, FL 32401.